Borrowing
Borrowing with Elite Mortgage Corp.
Elite Mortgage Corp. is an equity-based private lender focused on providing real-estate-secured mortgage solutions across Western Canada. We work with both borrowers and mortgage brokers who require flexible, common-sense financing supported by professional underwriting and efficient funding. Whether you’re purchasing, refinancing, or accessing equity, our team works to understand your goals and structure a solution that meets your needs.
How It Works:
1. Submit Your Application
Provide key details about the property, the purpose of the mortgage, and your financial background so we can assess your request.
2. Review & Board Approval
Our team evaluates your application, and all mortgages are formally approved by our Board of Directors.
3. Legal Completion & Support
Our legal counsel prepares the documents, completes registration, and releases funds. We continue to support you throughout the mortgage term.
Contact Us Today
WHAT WE OFFER
Flexible Lending Options For:
- Purchases
- Refinances
- Equity take-outs
- Bridge financing
- Renovation or completion financing
- Debt consolidation
Property Types We Lend On
Elite Mortgage Corp. provides flexible lending solutions across British Columbia for a wide range of real estate assets, including:
- Residential — single-family, condos, townhomes, and multi-family
- Commercial — retail, office, and light industrial
- Agricultural
- Land — considered on a case-by-case basis depending on zoning and development stage
We work closely with borrowers and brokers to tailor financing solutions that support unique project needs while maintaining a disciplined, risk-focused lending approach.
Equity-Based Lending
As an equity-focused lender, our decisions are driven primarily by property value, loan-to-value ratios, and the overall strength of the real estate security.
WORKING WITH BORROWERS & BROKERS
We work directly with borrowers and with mortgage brokers across British Columbia. Our team is committed to quick responses, clear communication, and collaborative deal structuring.
APPRAISALS
We work with appraisers from our approved list to ensure consistent reporting and valuation standards.
Contact us to receive our current approved appraisal list.
REQUIRED DOCUMENTATION
Documentation may vary by scenario, but commonly includes:
- Property details
- Current mortgage statements
- Appraisal (from our approved list)
- Basic financial overview
- Identification
- Corporate documents (if applicable)
WHY BORROW WITH US
1
Flexible Solutions
Equity-based lending tailored to your needs.
2
Streamlined Process
Fast, efficient application review.
3
Thoughtful Underwriting
Disciplined, board-approved assessment.
4
Western Canada Focus
Lending across BC and Alberta.
5
Clear Communication
Transparent updates from start to finish.
Contact Us
To discuss your lending needs or begin an application, contact our team today. We’re here to review your scenario and outline the next steps.